Do financial organisations need copyright permissions?

Financial organisations may need copyright permission when employees copy, store, share, circulate or reuse published content such as journals, reports, trade media, website articles or press clippings. A CLA Business Licence provides blanket permissions for 17+ million of digital and print publications, supporting compliance, governance and responsible content use.

The role of published content in financial organisations

Published content, such as reports, online journals, and media clippings, is central to how financial organisations operate, iterate and stay abreast of the latest industry news. It often supports investment research, compliance monitoring, client briefings, ESG research, market updates and internal knowledge-sharing. Yet copying or sharing this material without the required permissions can put organisations at risk of copyright infringement, financial liability and reputational harm.

In such a highly regulated industry where reputation is paramount, why risk infringing copyright?

Gen AI

96% of finance professionals are using Gen AI tools at work*

Journals

66% say they copy, reproduce or create extracts from journals*

Risk

61% agree that infringing copyright is a risk to their organisation*

When do financial organisations need copyright permission?

Financial organisations may need copyright permission when employees copy, save, scan, print, email, upload, circulate or reuse published content. This can include articles, journals, reports, trade publications, media monitoring clippings, online content and extracts used in internal briefings, presentations, research workflows or Gen AI prompts.

Permission may be needed even when the content is available online or accessed through a subscription, because access to read content is not always the same as permission to copy or share it. Enabling multiple recipients of press clippings and circulating any press clippings may also require copyright pressions to ensure compliance with copyright law.

Common copyright pitfalls in financial organisations

Most published content is protected by copyright law, so your teams need the right permissions to reuse, copy, or share it. Key things to be aware of include:

Not automatically. Subscriptions to industry titles gives you access to content, but it’s essential to recognise the difference between accessing and having the rights to copy and share it. Many publications have explicit copyright statements that prohibit copying, storing, or sharing. So, subscribing to a service doesn’t automatically grant you the right to reuse its content, and misinterpretation of subscription access can inadvertently lead to copyright infringement.

Finance teams should check the subscription terms and whether the publication is covered by an appropriate licence.

Copyright laws still apply on a large majority of published content online, and you must obtain the necessary rights to use someone else’s published content.

  • Taking screenshots
  • Copy‑and‑pasting
  • Saving to shared drives and intranets
  • Photocopying, printing and scanning

Are all examples of common copying actions found in everyday workflows. View the video to learn more:

Prompting generative AI tools with published material involves the act of copying the material. It’s likely you require copyright permission to do so.

Explore more about generative AI and copyright here

Media Monitoring agency supplied clippings still hold copyright restrictions. One recipient is permitted to receive the coverage – further sharing, saving, and copying of received media coverage is not permitted without the required permission. (also referred to as multiple access).

If your organisation receives media clippings from a PR agency or a Media Monitoring Organisation, it’s highly likely that you need copyright permission to share these clippings internally. This includes actions such as saving them to a shared drive, emailing, printing, copying, or even forwarding these clippings within your organisation.

The short answer is, yes. If your organisation already holds a licence from the Newspaper Licensing Agency (NLA), it is likely your also require a CLA Licence to comply with copyright law.

While NLA and CLA licences are both copyright licences, they cover different repertoires of copyrighted material, and there is no overlap between the permissions granted under each. If your organisation shares, saves, prints, or copies content from magazines, newspapers, journals or websites, it’s likely you need both a CLA and NLA licence.

CLA Business Licence for compliance

The CLA Business Licence helps financial organisations close copyright compliance gaps by providing blanket permissions for millions of digital and print publications under one licence. This gives teams clarity, consistency, and greater confidence to use third‑party content compliantly.

The Copyright Licensing Agency is regulated by the UK government as the collective licensing body for the reuse of text and images from books, journals, and magazines.

Explore the CLA Business Licence

Key CLA Licence benefits

  • Reduced infringement risk

    Minimise inadvertent infringement at your firm or financial organisation

  • Generative AI permissions

    Provide lawful permissions for using published content to prompt permitted Gen AI tools, as per licence terms

  • More value from subscriptions

    Unlock fuller use of finance and business trade media subscriptions

  • More value from press clippings

    Circulate and share press clippings to multiple recipients compliantly

  • Enhanced governance

    Bolster compliance and governance frameworks across your firm

  • Less compliance admin

    One blanket licence covers millions of titles, no need for individual permissions

  • Supports the creative economy

    Publishers, authors, and visual artists are remunerated for the use of their work

Simple Enquiry Process

Once you’ve filled out the enquiry form, a CLA team member will contact you to discuss your needs and answer any questions you might have.

 

Business Licence FAQs

Find out more about Business Licence coverage and how it can protect your business
The licence gives organisations the right to re-use extracts from millions of published digital and print publications, including articles supplied by media monitoring agencies. It provides protection against the risk of copyright infringement and includes an indemnity against legal action and the associated costs. The licence offers a simple solution to copyright compliance so you can research, innovate and create with peace of mind.
The Copyright Licensing Agency (CLA) and NLA Media Access (NLA) are separate licensing bodies that represent separate publication repertoires. Organisations making copies from a variety of media will invariably find they will benefit from holding both licences. NLA media access provides cover for newspapers, some magazines, and websites. The CLA licence covers millions of publications including books, journals, trade magazines, periodicals, law reports, and many digital publications and online content including ‘free-to-view’ websites. There is no overlap between CLA and NLA repertoire, the licences complement one another. The differences between CLA and NLA licences coverage is explored here.
Your Media Monitoring Agency is covered under their CLA licence to send clippings to you, their clients. Under their licence, one person can receive a clipping, view it once, and print and retain a hard copy. If you wish to have multiple user access or make multiple copies of media clippings this will require your business to hold your own CLA licence. A licence is required if electronic/web clippings are accessed more than once, or by more than one employee, or if additional copies are made, forwarded, or digitally stored from clippings received electronically or in hard copy.
Yes, as of May 2025, the CLA Business Licence permissions were updated to allow the lawful copying and inclusion of published content to prompt permitted generative AI tools to generate outputs (subject to the terms and conditions of your licence).
On each occasion, you may copy a chapter of a book, a single article from a periodical, or up to 5% of a publication, whichever is the greater. For digital publications such as websites that are not conventionally structured, you should ensure that copying is limited to small extracts that are equivalent to these limits.

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*All figures come from the CLA commissioned survey conducted in 2026 of 1,000 UK professionals, including 115 finance professionals.